Hurst Lending & Insurance History
Hurst Lending was founded in 2006 as full-service mortgage lending company. Over the years we added a number of several specialty lending divisions – such as our low down payment mortgage loan division, offering the One Percent Down Mortgage.
At Hurst Lending, we don’t believe in turning people away because their situation doesn’t fit the profile of a standard mortgage loan. We have a wide range of products, such as our low down payment conventional and jumbo mortgage loans, that help people who are financially responsible achieve their home ownership dreams.
Because we believe plenty of people are financially responsible long before they have saved 20% for a down-payment on a home, we offer mortgage options with 5%, 3%, and even 1% down payments. Some of our 1% down payment home loans are even eligible for “Equity Boost“, where the lender contributes 2% to the buyer’s home equity upon purchasing.
Mortgage Lending and Niche Loans
We offer great rates on conventional mortgages – well below national averages in most cases – but what makes Hurst Lending unique is our special expertise is meeting specialized mortgage lending needs. If there is a situation that is creating a barrier to getting a home loan, such as a pending divorce, expat status, self-employment, or other logistical challenges, we can usually find a solution. We do this by developing relationships with investors who have specific interests, and in some cases by lending our own funds.
Home & Auto Insurance
In 2013, Hurst added an insurance brokerage business, offering home and auto insurance from major providers. As an insurance broker, we work for you to find the best policy and rates for your needs, saving our customers an average of $450/year.